Do Photographers Need Insurance?

Ensure Your Suppliers Have Insurance

We recently completed a Commercial Shoot for a medium sized business which comprised headshots and group shots. Having previously hired two general photographers for the job, they were disappointed with both sets of results.

These services seemed inexpensive, but the end result was wasted time and a cost of £375 for absolutely nothing in return.

A photography business is no different from our other suppliers; they must carry insurance.

The same applies for any photographer you hire in your private life too.  Particularly those unique occasions such as weddings and special events where there's only one opportunity to capture those memories.


Is Your Photographer Insured? 

If a photographer isn’t insured, you have no more questions to ask.  Thank them for their time and say goodbye.     

It’s easy to find a cheap photographer but if they don’t have the necessary insurance then the cost could be more than you bargained for.  Accidents can happen especially when working with lights, wires, tripods, backdrops etc.  If an employee is injured who is liable?  You may find yourself sucked into a court case either as a defendant or a plaintive.    

Seek out a photographer who holds both Public Liability and Professional Indemnity insurance.    

Public Liability demonstrates a photographer appreciates the value of your employees and your property.   

Professional Indemnity safeguards you from any actual or potential financial losses.    

Moreover, these insurances demonstrate the photographer’s integrity, professional attitude and obligation to safeguard you. 


If you'd like to discuss our insurance policies with us please contact us or call on 07790 753852.

 

This is our latest column to appear in the latest edition of TopicUK Magazine.  Topic UK B2B magazine deliver 10,000 printed copies across the Yorkshire region.  As a result this bi-monthly, free publication gives a voice to SMEs and promotes them across the region!

A man and a woman are standing next to each other on a purple background.

Recent posts

Roth Read Photography Portrait Photographers of the Year
by Roth Read 13 February 2024
Lincoln and Perrin, owners of Roth Read Photography, receive Prestige Portrait of the Year Photographers award.
Men looking at a futuristic touch screen
by Roth Read 6 March 2023
Images are a smart way to boost your SEO. Here we show you how optimise your images and improve your Google ranking.
Woman looking scared
by Roth Read 7 May 2021
Feeling anxious is generally fleeting and can affect us for a whole range of reasons. Does it affect you? Then read on . . .
Quality Website Photography
by Roth Read 30 April 2021
My friend has a good camera, so he’s doing our website photography”. Crikey, even writing that causes us palpitations!
People at a party
by Roth Read 23 April 2021
This question particularly relates to capturing a group shot or an event. Many photographers work alone, but they can hire an assistant or better still a second photographer if they need to.
Show More
quotesArtboard 1 copy 2

Your pictures will be so unique they'll leave people speechless! We offer free consultations where we discuss your goals as well as how we can help achieve them through our services. Contact us today!

A man and a woman are sitting next to each other on a chair.

Lincoln & Perrin

Roth Read Founders

Share by: